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BIN Sponsorship Built for ATM Operators

Clearer billing. Simpler pricing. Better global reach for IADs

At 1ATM, we give Independent ATM deployers (IADs) the licensing, infrastructure, and scheme access they need — without the confusion, delay, or indifference of traditional providers.

✔ Visa & Mastercard access
✔ Transparent pricing
✔ ATM-first focus

We help you launch.

Expand your operations into the countries you want to target - rather than the countries your current provider can support.

Trusted by clients worldwide    

What We Do

BIN Sponsorship for IADs

We provide direct access to card schemes — so you can launch, expand, or migrate your ATM operations quickly, confidently and without external distractions.

Global Scheme Connectivity

Throughout Europe and into emerging markets, we support ATM transactions across multiple currencies and territories with unmatched agility.

Switching & Processing

Our infrastructure integrates seamlessly with ATM networks and processors, handling scheme authorisation, routing, and reconciliation.

Settlement & Reporting

We deliver first-class  data visibility, transparent fee statements, and clear reconciliation — not the black box approach provided by others.

Why Choose 1ATM?

  • Clearer Billing & Statements – No hidden charges. No jargon. Just clean, understandable data and transaction summaries.
  • Simpler Pricing Model – We keep our pricing simple, clear and predictable — so you can plan, scale, and budget without surprises.
  • Better Global Coverage – Operate across borders with support for multiple currencies, geographies, and regional scheme requirements.
  • Responsive & Agile Service – You won’t wait weeks for an answer. We adapt to your needs quickly — especially for new markets or unconventional use cases.
  • ATM-Focused by Design – We’re not distracted by POS terminals or e-commerce acquiring. Unlike legacy sponsors, we’re built for> ATM businesses — not as an afterthought.
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Who We Work With

  • White-label ATM deployers
  • Cross-border ATM networks
  • Foreign exchange operators
  • Fintechs launching ATM-based payout or deposit models

Built on Trust & Compliance

We combine scheme access, AML oversight, and licensing into a frictionless service that keeps you live, compliant and profitable.

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Ready to Get  Started?

Let’s simplify your ATM infrastructure with a faster, smarter sponsorship model.

Book a callRequest a Proposal

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    Grow your business

    Grow your business

    Frequently asked questions

    What is ATM BIN sponsorship?

    ATM BIN sponsorship is a model where a licensed card scheme member allows an Independent ATM Deployer (IAD) to use its Bank Identification Numbers (BINs) to access Visa, Mastercard, or other card schemes. This enables IADs to acquire transactions without holding direct scheme memberships.

    Why would an ATM operator need BIN sponsorship?

    Card schemes require ATM Acquirers to be licensed members. BIN sponsorship allows IADs to access these networks without having to become direct members, which is costly, time-consuming and requires the member to hold regulatory approval.

    What are the responsibilities of the IAD?

    The sponsored IAD is responsible for operating ATMs in compliance with scheme rules, local regulations, and the sponsorship agreement. They must provide transaction acceptance, follow security standards (e.g., PCI DSS), and ensure uptime and reporting obligations are met.

    How does transaction settlement work under a BIN sponsorship model?

    Transaction settlement is quite simple under a sponsorship model. The BIN sponsor receives daily settled transactions with the card schemes and using their permissions as a regulated entity, passes the funds to the IAD or associated cash owner.

    How long does it take to set up an ATM BIN sponsorship?

    Timelines vary but generally range from 8 to 16 weeks. This includes due diligence, technical integration, scheme approval, and settlement setup.